John S Ritz on the Keys to Getting the Best Mortgage Rates

Faye Lavine
3 min readSep 22, 2021

Mortgages are a significant financial decision that affects millions of homeowners in the country. People have won and lost homes due to their mortgages, which directly affects all aspects of their lives — from financial to personal. John S Ritz understands this reality best and has spent the better part of his career committed to giving people the best home loan options.

John Ritz is the CEO of Dragon Mortgage, a leading home loans processing and brokerage company that has helped many of its clients find the best mortgage rates and acquire their dream homes in the process. His company is committed to serving aspiring and existing homeowners and real estate investors throughout the relationship, creating long-term partnerships with people they’ve worked with through the years.

Mortgages often seem simple from the outside but can get messy quickly when someone deals with them independently. Over the years, countless case studies and scenarios show that working with people like John and companies like Dragon Mortgage saves people a lot of money and headaches throughout the process.

After many years of working with people who have secured homes, John S Ritz has found the winning formula for getting the best mortgage rates. The mortgage expert believes that, in this industry, nothing beats experience.

“There’s so much to mortgages, and the financial industry hasn’t made it simple enough for end-users,” explains the CEO of Dragon Mortgage LLC. “That’s why we do what we do — to make things simple for people so that one’s dreams of buying a house doesn’t turn into a nightmare.”

And when it comes to experience, John lacks nothing of the sort. He holds a master’s degree in Business Administration majoring in Real Estate from Redding University and understands all the ins and outs of the property market. Before starting his own, he has worked in underwriting with FHA and Conventional loans and has a long work history with highly influential mortgage companies. Ritz has an extended portfolio of work experience in real estate and mortgage, including working as the Senior Mortgage Consultant for Centennial Mortgage Group; Senior Loan Officer in Lending Capital Group Inc; Director of Business Development in Equity Prime Mortgage; and Senior Vice President of Operations for Liberty Mortgage LLC, to name a few.

Currently, John Ritz also serves as part of the Gibbsboro Planning and Zoning Board, a responsibility he took at the start of 2020 and carries to this day. Clients have noted how dedicated John is to customer service, another factor that the mortgage broker believes is crucial in the industry.

“I love working directly with customers, guiding them through the loan application process, whether clients are first-time buyers, upgrading to their dream home, purchasing a second home, buying an investment property or refinancing,” explains John.

Today, John Ritz runs Dragon Mortgage LLC from Gibbsboro, New Jersey, where he resides with his wife and two daughters. He hopes to continue growing his company and help as many people gain access to better mortgages and reach their goals of finding the best properties and matching them with ideal rates that will make life more enjoyable and hassle-free.

Learn more about John by visiting his LinkedIn profile.

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